If you are contacted by parties offering to assist you in getting out of the hole, saving you from foreclosure, minimizing the effect on your credit, saving your home, modifying your loan (whatever!) and they merely need a small fee to get the ball rolling......... Go immediately to the Bank, take out the cash, rush home and flush it down the commode because that's what these scammers are asking you to do.
It is illegal in the State of California to charge an up-front fee for these types of services. In fact, no reputable, licensed Real Estate Agent or Realtor would ask you for a fee. Providing these services is done in the normal course of business and if it results in the sale of your property, the Bank will compensate the agent or Realtor for their services, if applicable.
So if you need help, call a Realtor (which is a real estate agent recognized by the National Association of Realtors and is held to a higher code of ethics). You might even log onto www.ShortSaleSully.com