Now hear this ....... and read the link

At some point in the process, your Lender is going to have a conversation with you about modifying your loan, whether you qualify or not. You can be sure that you will need to provide the Dodd-Frank certification in which you certify that you have not been convicted, within the last 10 years, of any one of the following: (A) felony larceny, theft, fraud, or forgery, (B) money laundering or (C) tax evasion.